Short answer: North Phoenix homes sold for a median of $619,995 over the past year, and nearly 4 in 10 sold for $700,000 or more. At those prices a buyer commission rebate is real money: on a $650,000 home where the seller offers your agent 3%, $9,750 comes back to you at closing.
We analyzed 1,872 single-family home and condo sales in the five North Phoenix zip codes below, recorded with Maricopa County from September 2025 through August 2026.
| Zip and area | Median price | Middle half of sales | $700K+ | Rebate at median, seller offers 3% |
|---|---|---|---|---|
| 85054 Desert Ridge and the Mayo Clinic area | $674,995 | $450,500 to $1,080,000 | 46% | $10,125 |
| 85085 Norterra and Sonoran Foothills along I-17 | $645,000 | $525,000 to $803,372 | 41% | $9,675 |
| 85083 Stetson Valley, west of I-17 | $612,000 | $500,000 to $750,000 | 34% | $9,180 |
| 85050 Desert Ridge Marketplace area, north and south of the 101 | $585,000 | $483,500 to $900,000 | 38% | $8,775 |
| 85024 North-central Phoenix, south of Desert Ridge | $585,965 | $430,500 to $735,000 | 31% | $8,789 |
Text us the address of any home and we'll tell you your rebate in dollars.Licensed Arizona agents with HomeSmart. Read our Google reviews.
Text (602) 975-2727Buyers here mostly finance with conventional loans (66%), and 23% paid cash. FHA is rare (5%), which matters because conventional loans allow larger closing credits. See how a rebate works with each loan type.
Source: Maricopa County Recorder affidavits of property value, single-family and condo sales September 2025 to August 2026, analyzed by RebateAZ (how we research).
Schools on the north side are mostly in the Deer Valley Unified and Paradise Valley Unified districts. Check the boundary for any specific address before you make an offer.
| Price | Seller offers 2.5% | Seller offers 3% | Seller offers 3.5% |
|---|---|---|---|
| $550,000 | $5,500 | $8,250 | $11,000 |
| $650,000 | $6,500 | $9,750 | $13,000 |
| $750,000 | $7,500 | $11,250 | $15,000 |
| $850,000 | $8,500 | $12,750 | $17,000 |
Prices above $832,750 usually need a jumbo loan in Maricopa County. Jumbo lenders set their own rules on closing credits, so tell your lender about the rebate at preapproval. More on bigger purchases in rebates on $700,000 to $1 million homes.
Builders on the north side often offer higher agent commissions than resale sellers, which is where full 2% rebates are most common. Bring your agent, or have them register you, on your first visit to any builder. Builders usually will not pay an agent who was not registered at that first visit. See rebates on new construction in Arizona.
$619,995 across zip codes 85024, 85050, 85054, 85083 and 85085, based on 1,872 sales from September 2025 through August 2026. Half of sales fell between $482,750 and $818,089.
If the seller offers your agent 3%, your agent keeps 1.5% and you get $10,500 back at closing. At 3.5%, you get the full 2%, or $14,000.
Usually yes. Jumbo lenders set their own limits on closing credits, and most allow a credit that covers closing costs. Tell your lender about the rebate at preapproval so it is planned in.
Yes. Arizona allows rebates when they are disclosed, written into your buyer agreement, and shown on your closing statement. See Is a Realtor Rebate Legal in Arizona?
Phoenix, Scottsdale, Cave Creek, Chandler, Gilbert, Mesa.
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