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Buyer Rebates on $700,000, $800,000 and $1 Million Homes in Arizona (2026)

Short answer: on a $800,000 Arizona home where the seller offers your agent 3%, a RebateAZ buyer gets $12,000 back at closing. At 3.5%, it is the full 2%: $16,000. On a $1 million home, the rebate runs $10,000 to $20,000.

The formula:
Your rebate = the commission offered to your agent − 1.5% of the price (minimum $4,500), up to 2% of the price. You get full service from a licensed agent either way.

Rebate by Price and Commission

Purchase priceSeller offers 2.5%Seller offers 3%Seller offers 3.5%
$700,000$7,000$10,500$14,000
$800,000$8,000$12,000$16,000
$900,000$9,000$13,500$18,000
$1,000,000$10,000$15,000$20,000
$1,250,000$12,500$18,750$25,000
$1,500,000$15,000$22,500$30,000

Your rebate depends on the commission offered on the home you buy. We tell you the exact number before you make an offer.

Text us the address of any home and we'll tell you your rebate in dollars.Licensed Arizona agents with HomeSmart. Read our Google reviews.

Text (602) 975-2727

Who Buys $700,000+ Homes in Phoenix and the East Valley

We analyzed 7,569 home sales between $700,000 and $1.5 million in Scottsdale, Phoenix, Gilbert, Mesa, Chandler and Tempe from September 2025 through August 2026.

CitySales $700K to $1.5MConventional or jumbo loanCash
Scottsdale2,66256%34%
Phoenix2,37969%23%
Gilbert99676%17%
Mesa74769%22%
Chandler69573%20%
Tempe16878%16%

Source: Maricopa County Recorder affidavits of property value, single-family and condo sales September 2025 to August 2026, analyzed by RebateAZ (how we research).

How the Rebate Works at Higher Prices

Where the Rebate Goes Furthest

The largest rebates come where prices are high and sellers or builders offer full commissions: Scottsdale, North Phoenix, Gilbert, east Mesa and south Chandler, plus new construction anywhere in the Valley. See our local guides for North Phoenix, Scottsdale, Gilbert, Chandler and Mesa.

Frequently Asked Questions

How much is a buyer rebate on a $700,000 home in Arizona?

$7,000 to $14,000, depending on whether the seller offers your agent 2.5%, 3%, or 3.5%. Your agent keeps 1.5% and the rest comes back to you, up to 2%.

How much is a buyer rebate on a $1 million home?

$10,000 if the seller offers 2.5%, $15,000 at 3%, and $20,000 at 3.5%.

Can I use a rebate with a jumbo loan?

Usually yes. Jumbo lenders set their own limits on closing credits, and most allow a credit for closing costs or points. Tell your lender about it at preapproval.

Do I still get full service on a luxury purchase?

Yes. You work with a licensed agent for showings, pricing, negotiation, inspections and closing. The only difference is that part of the commission comes back to you.

Shopping at $700,000 or more?

Send us the area or a home you like. We will tell you the rebate on it and how it fits your loan.

Check My Rebate →

Get Started

Tell us what you are looking for and we will text you shortly with a realistic rebate estimate and answers to your questions.

Prefer to talk? Text or call (602) 975-2727