Short answer: across 36,224 home sales in Phoenix, Scottsdale, Chandler, Gilbert, Mesa and Tempe, about 24% of buyers paid cash and about 12% of homes were bought by a company such as an investor, flipper or iBuyer. Those are the buyers a financed offer usually competes with, and the share changes a lot from one zip code to the next. The tables below show the median price, how buyers paid, and the RebateAZ rebate at the median for every zip code with at least 60 sales.
Highest share of cash buyers (zip codes with at least 150 sales): 85262 (Scottsdale) 50%, 85266 (Scottsdale) 49%, 85255 (Scottsdale) 45%, 85258 (Scottsdale) 45%, 85054 (Phoenix) 44%, 85251 (Scottsdale) 40%.
Highest share of company buyers: 85251 (Scottsdale) 27%, 85254 (Scottsdale) 24%, 85018 (Phoenix) 23%, 85017 (Phoenix) 23%, 85006 (Phoenix) 22%, 85257 (Scottsdale) 22%.
In these zip codes, a financed buyer does best with a clean offer: a preapproval letter from a lender who answers the phone, a short inspection period, and an appraisal plan. Your rebate can help here too. It is credited at closing, so you can keep your offer price competitive and still cover closing costs, or use it to buy down your rate. See how a rebate works with each loan type.
41 Phoenix zip codes with at least 60 sales. More on buying in Phoenix: Phoenix buyer rebate guide. For the five North Phoenix zip codes in detail, see the North Phoenix buyer rebate guide.
| Zip | Sales | Median price | 1-yr change in median | Paid cash | Bought by a company | FHA or VA | Rebate at median* |
|---|---|---|---|---|---|---|---|
| 85018 | 669 | $1,084,000 | +21.5% | 31% | 23% | 2% | $16,260 |
| 85003 | 104 | $698,500 | +12.1% | 28% | 13% | 5% | $10,478 |
| 85028 | 347 | $690,000 | -4.8% | 24% | 18% | 3% | $10,350 |
| 85054 | 206 | $674,995 | -2.0% | 44% | 6% | 5% | $10,125 |
| 85045 | 137 | $655,000 | +0.8% | 19% | 4% | 7% | $9,825 |
| 85085 | 500 | $645,000 | 0.0% | 27% | 7% | 6% | $9,675 |
| 85083 | 266 | $612,000 | -4.0% | 19% | 7% | 11% | $9,180 |
| 85086 | 694 | $600,000 | -3.8% | 30% | 6% | 10% | $9,000 |
| 85024 | 438 | $585,965 | +18.4% | 13% | 4% | 11% | $8,789 |
| 85050 | 462 | $585,000 | -2.5% | 22% | 6% | 6% | $8,775 |
| 85048 | 431 | $576,500 | +0.3% | 16% | 8% | 12% | $8,648 |
| 85016 | 610 | $561,500 | +0.6% | 34% | 16% | 5% | $8,422 |
| 85013 | 260 | $500,000 | -8.3% | 22% | 15% | 8% | $7,500 |
| 85007 | 113 | $490,000 | +7.7% | 19% | 19% | 19% | $7,350 |
| 85339 | 115 | $484,990 | -2.2% | 3% | 0% | 71% | $7,275 |
| 85014 | 323 | $479,000 | +1.7% | 24% | 17% | 7% | $7,185 |
| 85044 | 510 | $473,112 | -3.4% | 18% | 6% | 12% | $7,097 |
| 85012 | 108 | $467,500 | -12.2% | 36% | 6% | 6% | $7,012 |
| 85032 | 811 | $455,000 | -3.2% | 21% | 15% | 9% | $6,825 |
| 85022 | 527 | $440,000 | -1.4% | 21% | 10% | 13% | $6,600 |
| 85006 | 197 | $435,000 | -5.0% | 16% | 22% | 11% | $6,525 |
| 85021 | 327 | $425,000 | -1.2% | 17% | 16% | 14% | $6,375 |
| 85023 | 349 | $422,500 | -6.1% | 16% | 11% | 19% | $6,338 |
| 85020 | 543 | $418,000 | -0.5% | 24% | 13% | 9% | $6,270 |
| 85037 | 803 | $412,500 | +5.8% | 7% | 6% | 49% | $6,188 |
| 85042 | 495 | $410,000 | -3.8% | 15% | 9% | 25% | $6,150 |
| 85041 | 542 | $378,500 | -1.9% | 12% | 10% | 32% | $5,678 |
| 85008 | 278 | $375,000 | -2.6% | 17% | 19% | 18% | $5,625 |
| 85053 | 307 | $370,000 | -3.9% | 14% | 11% | 31% | $5,550 |
| 85027 | 422 | $370,000 | -3.6% | 14% | 11% | 23% | $5,550 |
| 85043 | 253 | $365,000 | -1.4% | 9% | 10% | 44% | $5,475 |
| 85029 | 463 | $360,000 | -5.3% | 12% | 15% | 29% | $5,400 |
| 85015 | 332 | $350,000 | -4.1% | 17% | 18% | 16% | $5,250 |
| 85040 | 241 | $348,000 | -3.1% | 11% | 12% | 33% | $5,220 |
| 85019 | 179 | $335,000 | -1.5% | 11% | 16% | 29% | $5,025 |
| 85051 | 374 | $335,000 | -6.7% | 14% | 15% | 30% | $5,025 |
| 85035 | 275 | $330,000 | -1.5% | 9% | 17% | 41% | $4,950 |
| 85031 | 150 | $325,500 | -0.5% | 15% | 17% | 35% | $4,882 |
| 85033 | 369 | $320,000 | -5.4% | 10% | 20% | 31% | $4,800 |
| 85017 | 185 | $295,000 | -10.3% | 14% | 23% | 26% | $4,350 |
| 85009 | 217 | $280,000 | -10.0% | 13% | 20% | 25% | $3,900 |
Text us the address of any home and we'll tell you your rebate in dollars.Licensed Arizona agents with HomeSmart. Read our Google reviews.
Text (602) 975-27276 Chandler zip codes with at least 60 sales. More on buying in Chandler: Chandler buyer rebate guide.
| Zip | Sales | Median price | 1-yr change in median | Paid cash | Bought by a company | FHA or VA | Rebate at median* |
|---|---|---|---|---|---|---|---|
| 85249 | 738 | $683,000 | -5.1% | 25% | 5% | 10% | $10,245 |
| 85248 | 323 | $632,500 | -0.4% | 29% | 7% | 7% | $9,488 |
| 85286 | 518 | $585,000 | -6.4% | 20% | 6% | 9% | $8,775 |
| 85226 | 354 | $494,250 | -1.2% | 18% | 7% | 10% | $7,414 |
| 85224 | 459 | $450,000 | -4.3% | 18% | 7% | 20% | $6,750 |
| 85225 | 650 | $450,000 | -1.6% | 14% | 10% | 17% | $6,750 |
6 Gilbert zip codes with at least 60 sales. More on buying in Gilbert: Gilbert buyer rebate guide.
| Zip | Sales | Median price | 1-yr change in median | Paid cash | Bought by a company | FHA or VA | Rebate at median* |
|---|---|---|---|---|---|---|---|
| 85298 | 776 | $722,000 | +1.0% | 22% | 5% | 7% | $10,830 |
| 85297 | 410 | $610,000 | 0.0% | 18% | 5% | 11% | $9,150 |
| 85296 | 654 | $569,950 | +1.8% | 18% | 9% | 9% | $8,549 |
| 85234 | 576 | $558,000 | +1.5% | 18% | 9% | 13% | $8,370 |
| 85295 | 600 | $550,000 | +2.8% | 21% | 7% | 11% | $8,250 |
| 85233 | 433 | $505,000 | -4.7% | 17% | 10% | 14% | $7,575 |
13 Mesa zip codes with at least 60 sales. More on buying in Mesa: Mesa buyer rebate guide.
| Zip | Sales | Median price | 1-yr change in median | Paid cash | Bought by a company | FHA or VA | Rebate at median* |
|---|---|---|---|---|---|---|---|
| 85213 | 430 | $569,000 | -3.0% | 20% | 7% | 16% | $8,535 |
| 85212 | 1,159 | $562,456 | -2.2% | 16% | 4% | 19% | $8,437 |
| 85207 | 697 | $547,000 | -3.7% | 27% | 12% | 13% | $8,205 |
| 85215 | 339 | $495,000 | -3.9% | 33% | 6% | 10% | $7,425 |
| 85203 | 356 | $450,000 | -3.2% | 14% | 13% | 20% | $6,750 |
| 85209 | 690 | $425,000 | -1.2% | 34% | 5% | 14% | $6,375 |
| 85202 | 427 | $395,000 | -1.0% | 13% | 12% | 19% | $5,925 |
| 85204 | 454 | $395,000 | -1.3% | 13% | 12% | 28% | $5,925 |
| 85205 | 548 | $388,881 | -2.8% | 22% | 8% | 20% | $5,833 |
| 85208 | 471 | $365,000 | -4.6% | 26% | 9% | 25% | $5,475 |
| 85206 | 597 | $362,204 | -2.1% | 36% | 8% | 14% | $5,433 |
| 85210 | 274 | $350,000 | -7.9% | 18% | 15% | 22% | $5,250 |
| 85201 | 348 | $337,598 | -3.5% | 20% | 13% | 22% | $5,064 |
5 Tempe zip codes with at least 60 sales. More on buying in Tempe: Tempe buyer rebate guide.
| Zip | Sales | Median price | 1-yr change in median | Paid cash | Bought by a company | FHA or VA | Rebate at median* |
|---|---|---|---|---|---|---|---|
| 85284 | 213 | $685,000 | -6.8% | 25% | 10% | 4% | $10,275 |
| 85283 | 381 | $470,000 | -0.1% | 16% | 15% | 13% | $7,050 |
| 85282 | 487 | $450,000 | -5.3% | 22% | 17% | 13% | $6,750 |
| 85281 | 297 | $425,000 | +1.2% | 30% | 20% | 6% | $6,375 |
| 85288 | 113 | $395,000 | +2.3% | 27% | 12% | 9% | $5,925 |
10 Scottsdale zip codes with at least 60 sales. More on buying in Scottsdale: Scottsdale buyer rebate guide.
| Zip | Sales | Median price | 1-yr change in median | Paid cash | Bought by a company | FHA or VA | Rebate at median* |
|---|---|---|---|---|---|---|---|
| 85262 | 514 | $1,600,000 | +3.2% | 50% | 11% | 2% | $24,000 |
| 85255 | 1,186 | $1,477,450 | +1.9% | 45% | 14% | 1% | $22,162 |
| 85266 | 361 | $1,385,000 | +9.1% | 49% | 10% | 1% | $20,775 |
| 85259 | 407 | $1,250,000 | +11.6% | 34% | 15% | 3% | $18,750 |
| 85258 | 763 | $960,000 | +11.6% | 45% | 19% | 2% | $14,400 |
| 85254 | 927 | $894,400 | -1.7% | 27% | 24% | 2% | $13,416 |
| 85260 | 682 | $753,720 | +8.6% | 38% | 17% | 2% | $11,306 |
| 85250 | 460 | $615,000 | +2.5% | 37% | 15% | 2% | $9,225 |
| 85251 | 747 | $590,000 | +2.6% | 40% | 27% | 3% | $8,850 |
| 85257 | 473 | $589,000 | +0.5% | 22% | 22% | 5% | $8,835 |
* Rebate if the seller offers your agent 3%: the commission minus 1.5% of the price (minimum $4,500), up to 2% of the price. 1-year change shown only where both years have at least 60 sales.
We used Maricopa County Recorder affidavits of property value for single-family and condo sales from September 2025 through August 2026, excluding sales under $100,000, multi-parcel sales and land. How the buyer paid comes from the affidavit. Company buyers are identified from the buyer's name on the deed. We report medians, not averages, and only zip codes with at least 60 sales. More on how we research our numbers.
Among zip codes with at least 150 sales from September 2025 through August 2026: 85262 (Scottsdale) at 50%, 85266 (Scottsdale) at 49%, 85255 (Scottsdale) at 45%, 85258 (Scottsdale) at 45%.
In the East Valley, North Phoenix and Ahwatukee zip codes with a median price of $400,000 to $800,000, the lowest combined share of cash and company buyers was in 85024 (Phoenix) (13% cash, 4% company), 85212 (Mesa) (16% cash, 4% company), 85297 (Gilbert) (18% cash, 5% company), 85225 (Chandler) (14% cash, 10% company).
$645,000, based on 500 single-family home and condo sales from September 2025 through August 2026. 27% of buyers paid cash and 7% of homes were bought by a company. With a 3% commission offered, the RebateAZ rebate at that price is $9,675.
$683,000, based on 738 single-family home and condo sales from September 2025 through August 2026. 25% of buyers paid cash and 5% of homes were bought by a company. With a 3% commission offered, the RebateAZ rebate at that price is $10,245.
$562,456, based on 1,159 single-family home and condo sales from September 2025 through August 2026. 16% of buyers paid cash and 4% of homes were bought by a company. With a 3% commission offered, the RebateAZ rebate at that price is $8,437.
$722,000, based on 776 single-family home and condo sales from September 2025 through August 2026. 22% of buyers paid cash and 5% of homes were bought by a company. With a 3% commission offered, the RebateAZ rebate at that price is $10,830.
It can help. The rebate is credited at closing, so it can cover closing costs or buy down your rate without you asking the seller for a credit, which keeps your offer cleaner.
Send us the zip code or a home you like. We will tell you your rebate in dollars and how to make your offer stand out.
Check My Rebate →Tell us what you are looking for and we will text you shortly with a realistic rebate estimate and answers to your questions.
We will text you shortly from (602) 975-2727. If it is after 9 PM, we will text you in the morning.
Prefer to talk? Text or call (602) 975-2727