Short answer: on a $400,000 home where the seller offers your agent 3%, your RebateAZ rebate is $6,000. At 3.5% it is $8,000, the 2% maximum. That price range matters: the median home in Phoenix sold for $435,000 and in Mesa for $440,000 over the past year, based on county sales records.
Text us the address of any home and we'll tell you your rebate in dollars.Licensed Arizona agents with HomeSmart. Read our Google reviews.
Text (602) 975-2727| Price | Seller offers 2.5% | Seller offers 3% | Seller offers 3.5% |
|---|---|---|---|
| $350,000 | $3,500 | $5,250 | $7,000 |
| $400,000 | $4,000 | $6,000 | $8,000 |
| $435,000 (Phoenix median) | $4,350 | $6,525 | $8,700 |
| $440,000 (Mesa median) | $4,400 | $6,600 | $8,800 |
| $450,000 | $4,500 | $6,750 | $9,000 |
Rebate = commission offered to your agent minus 1.5% of the price (minimum $4,500), up to 2% of the price. Medians: Maricopa County Recorder sales, September 2025 to August 2026.
About 1 in 7 Phoenix and Mesa buyers used FHA. FHA caps seller and agent credits at 6% of the price, so a $6,000 rebate fits easily, but it cannot go toward your 3.5% down payment ($14,000 on $400,000). It can cover closing costs and prepaid items, which often run several thousand dollars at this price. See how a rebate works with FHA, VA and conventional loans.
Zip codes with medians near $400,000 include several in Mesa and central and north-central Phoenix. See every zip code's median price, cash buyer share and rebate in home prices by zip code. Higher budgets: $500,000 and $700,000 to $1 million.
With RebateAZ, $6,000 if the seller offers your agent 3%, $4,000 at 2.5%, and $8,000 at 3.5%.
Yes, for closing costs and prepaid items, within FHA's 6% limit on credits. It cannot pay the 3.5% minimum down payment.
$435,000 in Phoenix and $440,000 in Mesa, based on single-family and condo sales recorded from September 2025 through August 2026.
Text us. A licensed agent will answer, usually the same day.
Ask Us →Tell us what you are looking for and we will text you shortly with a realistic rebate estimate and answers to your questions.
We will text you shortly from (602) 975-2727. If it is after 9 PM, we will text you in the morning.
Prefer to talk? Text or call (602) 975-2727