New Home Communities in Phoenix: How to Get the Best Deal and Money Back

Buying a brand new home? The two biggest ways to save are timing your purchase right and having your own agent registered before your first visit. Most buyers walk into the model alone and give up both. Here is how to do it right, plus guides to popular Phoenix area communities.

How to Get the Best Deal on a New Build

  1. Target homes finishing this month or next. Builders carry the cost of every finished home they have not sold, so their strongest incentives, like rate buydowns and closing cost credits, usually go to quick move-in homes that can close within the next 30 to 60 days. Month end and quarter end are often when builders push hardest.
  2. Do not trust online listings alone. Many new build homes you see online are model homes or plans that are not built yet, not the actual inventory a builder is ready to deal on. The homes with real incentives are often finished or nearly finished homes that are listed inaccurately or not listed at all. Ask for the builder's current quick move-in list before you decide.
  3. Negotiate incentives, not the price. Builders rarely lower the base price, because every sale sets the comparable value for future appraisals and affects what earlier buyers in the community can resell for. Instead, builders usually negotiate on closing cost credits, upgrades and design center credits, and rate buydowns. That is where your leverage is.
  4. Register an agent before your first visit. The builder's sales team works for the builder. Having your own agent costs you nothing, and registering first is what makes a rebate possible.
  5. Stack the builder incentive with your rebate. Builder incentives often require the builder's affiliated lender, and every loan program limits total credits to the buyer. We help structure both so you keep as much as possible.
  6. Compare the full monthly payment. A lower rate or a bigger credit can be worth more than a lower price. Look at the rate, taxes, HOA, and total payment, not just the sticker price.
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Tell us the communities or cities you like, and we will send you the homes finishing this month and next, along with current builder incentives.

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New Home Community Guides

Learn more about how rebates work on builder homes in New Construction Rebates in Arizona, and see what agents typically earn in Arizona Real Estate Commission Rates.

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Tell us where you are looking and we will text you this month's move-in-ready homes and current builder incentives, and register you with the builder before your first visit.

Prefer to talk? Text or call (602) 975-2727